Pay Day Advances APR Disclosure

Pay Day Advances APR Disclosure

Loan amounts available depending on your approval.

$100.00
$200.00
$300.00
$400.00
$500.00

The cost of the transaction is $30.00 per $100.00 borrowed. You have up to 12 weeks to extend this loan.  At the end of the 12 weeks the loan must be paid in full.  You can apply for another loan 3 business days after your active loan is paid in full.

The APR will vary depending on the number of days until your next payday. Please refer to the APR schedule below for your corresponding APR.

How to determine your Due Date

All loan due dates must be on your payday. The minimum number of days a loan can be taken for is 4 days. The maximum number of days a loan can be taken for is 18 days.

If you get paid once a week: You must use the subsequent payday.
If you get paid twice a month or every other week: You must use your next payday. If you next payday is less than 4 days away then you must use the following payday.

If you get paid once a month: If your payday is less than 18 days away then you must use your next payday. If your payday is over 18 days away you can only take the loan for 18 days. You can extend your loan on the loan due date until your next payday. The maximum term for a Pay-Day-Loans loan is 18 days.
 

Payment Options

When your loan is due we will automatically withdraw the loan amount plus the fee from your account. If you do not want us to withdraw the total amount due you have the option to extend your loan until your next payday.

The cost to extend your loan is $30.00 per $100.00 borrowed.

The extension fee will be withdrawn from your account on your due date. You have the option to extend your loan for up to 11 weeks.  We must receive your extension request before 3:00 PM MST the 3 days before your loan is due.

APR Schedule

To find the APR for you transaction, first determine the number of days until your loan due date. Then find the corresponding APR to that number:

If you have any questions please contact us.

 If your ACH debit that you have authorized is returned for any reason you agree to the following items.

You are authorizing us to initiate electronic debits to your account in the amounts up to or less than the amount owed until the amount owed is paid in full. Your authorization shall remain in effect until we have received written notice of its termination. We must also have had a reasonable opportunity to act on this authorization.  You agree to pay a late fee of $40.00 You agree to pay all fees related to the collection of your account. This includes, but is not limited to all attorney fees, collection fees, and court costs incurred during the collection process.
If you have any questions please contact us.

For questions or complaints send a fax to 302-450-7222.

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